Anya Kamenetz, personal finance columnist from The Savings Game

Anya Kamenetz

Journalist Anya Kamenetz is the author of two books, "Generation Debt" (Riverhead, 2006), which dealt with generational economics and politics, and "DIY U: Edupunks, Edupreneurs, and the Coming Transformation of Higher Education" (Chelsea Green, 2010), which investigated the roots of the cost, access and quality crises in higher education, as well as innovations in technology and social media to address these crises.

She's a writer for Fast Company Magazine and a former Yahoo! Finance expert. She was named a 2010 Game Changer in Education by the Huffington Post, received a 2009 National Award for Education Reporting from the Education Writers Association, and was nominated for a Pulitzer Prize in Feature Writing by the Village Voice in 2005. She travels and speaks at campuses across the country, and often gives comments on NPR, CNN, PBS and other news networks.

Elliot Raphaelson and Anya Kamenetz author the feature The Savings Game.

Anya Kamenetz Samples

Not happy with return on assets? Try discarding liabilities

A large part of the mail I receive is related to poor returns from the safest investments. Many people have outstanding liabilities with higher interest rates than those now being earned on conservative investments.

Bank errors happen -- and prompt action increases chance of resolution

Have you ever been the victim of a bank error? A reader writes: "One day last week, one of my granddaughters deposited four checks in an ATM.

Pension loans potentially ruinous, often illegal

Shut out by conventional lenders, people with low incomes or bad credit have long been targeted by high-cost operators offering payday loans, car title loans and the like.

Regular review can keep your portfolio on track

I have had a satisfying banking relationship with JPMorgan Chase for many years. After a week, Chase completed the review and compiled a 16-page analysis of my portfolio. I found the recommendations worthwhile.

Playing the cash back credit card game

Recently, I asked on Facebook for some money questions to answer in this column. Of those who have rewards credit cards, 57.4 percent have cash-back cards, making them the most popular type of rewards program.

Avoid shady mobile phone charges

The average person is paying over $70 a month on their cell phone bill. With those kinds of prices, it's infuriating to realize that small-time scammers may be sneaking extra charges into the fine print. How do you avoid having this happen to you?

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