Elliot Raphaelson
A retired executive of Chase Manhattan Bank, Elliot Raphaelson comes to The Savings Game after decades of experience as an advisor, teacher and author in the field of personal finance. He has taught courses in personal financial planning at The New School for Social Research and at the Military Academy at West Point, as well conducting seminars for Chase, Dow Jones & Co. and other corporations.
Past publications include Planning Your Financial Future (Wiley, 1982), and his writing has appeared in The New York Times, Town & Country, Vogue, Self, Savvy and Working Woman magazines. For ten years he has worked as a certified mediator and trainer in a Florida county court, where he helps resolve personal financial problems of every description.
Elliot Raphaelson and Anya Kamenetz author the feature The Savings Game.
Elliot Raphaelson Samples
Playing the cash back credit card game
Recently, I asked on Facebook for some money questions to answer in this column. Of those who have rewards credit cards, 57.4 percent have cash-back cards, making them the most popular type of rewards program.
Avoid shady mobile phone charges
The average person is paying over $70 a month on their cell phone bill. With those kinds of prices, it's infuriating to realize that small-time scammers may be sneaking extra charges into the fine print. How do you avoid having this happen to you?
To make the most of your Social Security benefits, an insider guide can help
When most individuals prepare for retirement, they count on three streams of income: employer-administered retirement plans, typically a defined-benefit plan and defined-contribution plan such as a 401; independent savings and investment; and Soci...
Target-date funds: Look under the hood
If you have an employer-based 401 retirement plan, you almost certainly have the option of a target-date fund. Target date funds are justifiably popular because they are just so simple.
Stable value funds preserve capital while boosting return
Long-term investors should not have a significant amount of money invested in Treasury bills, money market instruments or garden variety savings accounts.
How to prepare for retirement in adverse times
No one can predict the future, but there are many reasons to believe that in the coming years, retirees will not be as well off as their predecessors.
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