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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
Readers continue to write with questions about maximizing Social Security benefits. I have discussed two advantages of the "file and suspend" option.
After a recent column on questions to ask a new financial adviser, I heard from several readers.
It is no secret that many who have purchased timeshares no longer wish to own them for a variety of reasons. According to the National Timeshare Owners Association, the average annual maintenance fee at the end of 2014 in the U.S. was $881.
A friend of mine, let's call him John, has a staggering $260,000 in student loans from his undergraduate and law degrees. Since 2012, student loan borrowers have had the right to lower their monthly payments to avoid experiencing financial hardship.
After a recent column about optimizing your Social Security benefits, I received a lot of mail from readers wanting to know more -- and to share their frustration.
The last five years have been very good for diversified common-stock portfolios with mutual funds and exchange-traded funds.
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