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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
Investors with large positions in the stock market have been nervous lately. No one can predict the tops and bottoms in these erratic markets. If you are a long-term investor, you should not be selling your shares when the market falls sharply.
My phone screen is cracked. Almost every week for the last eight weeks I have looked at my schedule of meetings, conference calls, deadlines, preschool drop-offs, workouts, family dinners and milestone celebrations with friends.
If you pay your credit card bill in full each month, it makes sense to use a card that provides you with the most rewards. --Citi Double Cash Card: You receive back 2 percent for every purchase you make.
If you go anywhere near a Starbucks at this time of year, you may feel the irresistible urge to buy its renowned Pumpkin Spice Latte. This isn't a diet column, so I'm not going to tell you not to drink one for your health's sake.
If you have been investing in the stock market for the last five years or so, you know that the results have been excellent.
Recent studies have shown that many prospective retirees have insufficient assets or sources of income for a comfortable retirement. --Mortgage debt. --Credit card debt. --Insufficient retirement assets.
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