The Savings Game - Humberto Cruz

Feature Details

  • Frequency: 1/wk
  • Release date: Tuesdays
  • Moves with art: No
  • Moves with multimedia: No
  • Available: International, U.S. & Canada

The Savings Game

For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.

Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.

Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.

The Savings Game Samples

ETFs vs. mutual funds: Which is more cost effective?

The last five years have been very good for diversified common-stock portfolios with mutual funds and exchange-traded funds.

What if you can't pay your taxes?

Confession time: for many years, as a salaried employee who also did a fair amount of freelance writing and speaking, the combination of my withholding and estimated tax payments was set too low.

What to ask a new financial adviser

A reader wrote recently about a common conundrum. "I wish you could be there with us," he wrote, "but since that isn't going to happen, I would like to ask you ... What are some of the most important questions we should be asking him?

Onus is on you to get Social Security benefits you deserve

Many good books have been written about getting the most out of Social Security, and I have reviewed several of them. No one should decide when to take Social Security without fully understanding all options.

Financial firms offer bonuses for IRA transfers, rollovers

If you are looking to roll over your 401 into an IRA or simply move your retirement accounts from one financial institution to another, there's good news.

Go back to work or stay home with the kids?

The workforce participation of mothers has been dropping over the last decade, with 29 percent of mothers staying at home in 2012 compared with 23 percent in 1999.

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