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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
A new study finds that most Americans know precious little about the financial aspects of retirement. The American College of Financial Services randomly surveyed people aged 60 to 75 with assets exceeding $100,000 regarding retirement issues.
Many of today's workers will have a hard time retiring at the traditional age while maintaining their standard of living. A new book on the subject, "Falling Short: The Coming Retirement Crisis", offers useful insight into the problem. --Work longer.
I ran into an old acquaintance recently outside a coffee shop with his two adorable young children. They're not alone.
If you have been reading my columns regularly, you know that I recommend annuities sparingly. A QLAC is a type of deferred-income annuity. Some deferred-income annuities allow you to defer the future income as few as two years or as long as 45 years.
It's that time of year when lots of charities are on the corner ringing their bells and asking you to open your wallet.
Not all experts agree whether actively managed funds can outperform index funds. An index fund manager buys all of the securities of a specific index, such as the S&P 500, or at least a representative sample.
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