The Savings Game - Humberto Cruz

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  • Frequency: 1/wk
  • Release date: Tuesdays
  • Moves with art: No
  • Moves with multimedia: No
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The Savings Game

For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.

Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.

Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.

The Savings Game Samples

Single premium immediate annuities set floor under retirement income

A common question I hear from readers is: How can I be sure that I won't run out of money in retirement? There are good reasons to be concerned.

Don't get defrauded by so-called fraud protection

Recently, I had a credit card declined in a nice restaurant while traveling on business in Asia.

Financial planning for modern families

"Nontraditional" is the new traditional. Fewer than half of children under 18 are currently living in a "traditional" family -- with both parents, in their first marriage.

Planning helps avoid holdups in transfer of assets after death

People often run into problems when they are beneficiaries of assets held by financial institutions after the death of a donor.

Retiree's conundrum: Take minimum required IRA distribution or more?

I love getting your questions and responses to my columns.

Mental blocks that hurt your financial planning

The other day I was in a hotel room watching CNN on a business trip. I won't judge the merits of this particular claim, but I will say that it's one example among many cognitive errors people habitually make because of how their brains are wired.

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