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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
I got a lot of great responses to my recent column on individual retirement accounts. As I wrote last time: "There are generally two kinds of IRAs. Reader Karen Radzik wondered, "Why would this affect benefits if one is 70?"
Jonathan Clements has been a financial columnist for The Wall Street Journal for many years. On the subject of investing, Clements covers well-trodden ground.
As we begin a new year, it's a good moment to turn to a common savings instrument that you might not know everything about: the Individual Retirement Account or IRA. The basics are simple. 1. IRAs may soon become automatic -- and government-mandated.
If a significant portion of your investments were in diversified equities in the past year, congratulations! Now what are you going to do in 2015?
This is the time for New Year's resolutions.
A new study finds that most Americans know precious little about the financial aspects of retirement. The American College of Financial Services randomly surveyed people aged 60 to 75 with assets exceeding $100,000 regarding retirement issues.
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