The Savings Game - Humberto Cruz

Feature Details

  • Frequency: 1/wk
  • Release date: Tuesdays
  • Moves with art: No
  • Moves with multimedia: No
  • Available: International, U.S. & Canada

The Savings Game

For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.

Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.

Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.

The Savings Game Samples

5 lessons about money I learned from my grandmother

Last week my grandmother, my last living grandparent, passed away at the age of 96. 1. Education is the best investment. My grandmother and her sister both graduated from college -- a highly unusual accomplishment for women of their generation.

Obamacare penalty for uninsured is due at tax time

The Affordable Care Act required taxpayers to have qualified health care insurance in 2014. If you, your spouse and your dependents had what is known as "minimum essential coverage" for all months in 2014, you will not have a penalty.

Should you buy an annuity?

Great responses to my IRA column of a few weeks ago continue to roll in. Tony Tecce of Sarasota, Florida, who has represented companies selling annuities for many years, wrote this: "You refer to the different vehicles that can be used for an IRA ...

Plan ahead to avoid costs and delays of probate

Probate is a process by which property is distributed to a decedent's beneficiaries.

More on IRA minimum distributions and tax liability

I got a lot of great responses to my recent column on individual retirement accounts. As I wrote last time: "There are generally two kinds of IRAs. Reader Karen Radzik wondered, "Why would this affect benefits if one is 70?"

An indispensible guide for your financial future

Jonathan Clements has been a financial columnist for The Wall Street Journal for many years. On the subject of investing, Clements covers well-trodden ground.

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