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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
Consumers paid an estimated $32 billion in overdraft fees on their debit accounts in 2013. The Consumer Financial Protection Bureau recently released an analysis of overdraft data on nearly 2 million checking accounts held at many of the big banks.
One of the central maxims of billionaire investor Warren Buffett is that you want to buy stock in companies that have good moats. We all know what a castle moat does: It keeps out invaders.
Last month Veronica Belmont called Comcast trying to cancel her Internet service.
The latest statistics show that 35 percent of Americans are not paying their debts on time and are being contacted by debt collectors. Make sure you understand your rights.
In July, a woman in Bakersfield, California was charged with elder abuse after her 73-year-old mother was found living in a decrepit one-bedroom apartment with no working plumbing and a rodent infestation.
Readers frequently ask whether they should invest in international stocks and, if so, what percentage of their portfolios to apportion to these issues.
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