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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
If you go anywhere near a Starbucks at this time of year, you may feel the irresistible urge to buy its renowned Pumpkin Spice Latte. This isn't a diet column, so I'm not going to tell you not to drink one for your health's sake.
If you have been investing in the stock market for the last five years or so, you know that the results have been excellent.
Recent studies have shown that many prospective retirees have insufficient assets or sources of income for a comfortable retirement. --Mortgage debt. --Credit card debt. --Insufficient retirement assets.
This Sunday, as my daughter and her friend played dress-up, the parents' talk turned to money. The USDA recently reported something that most parents already know: raising kids is more expensive than ever.
The federal government offers an excellent defined-contribution retirement plan for its employees, the Thrift Savings Plan.
Consumers paid an estimated $32 billion in overdraft fees on their debit accounts in 2013. The Consumer Financial Protection Bureau recently released an analysis of overdraft data on nearly 2 million checking accounts held at many of the big banks.
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