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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
Readers frequently ask whether they should invest in international stocks and, if so, what percentage of their portfolios to apportion to these issues.
Workers are retiring earlier these days, whether by choice or not, and many find they need to withdraw funds from retirement accounts prior to age 59 1/2.
For most Americans, the employer-sponsored 401 account is their canteen in the desert -- truly essential to their retirement.
Most people think of their 401 plan as a monolithic, take-it-or-leave-it proposition, but the truth is that many company plans offer individual options, even for employees that are not planning to leave.
The life expectancy for both men and women in the United States continues to increase.
President Obama recently announced that he will use his executive power to make student loans a little more affordable to repay for more people. The news makes it a good time to review student loan repayment options: --Standard repayment.
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