The Savings Game - Humberto Cruz

Feature Details

  • Frequency: 1/wk
  • Release date: Tuesdays
  • Moves with art: No
  • Moves with multimedia: No
  • Available: International, U.S. & Canada

The Savings Game

For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.

Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.

Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.

The Savings Game Samples

Planning helps avoid holdups in transfer of assets after death

People often run into problems when they are beneficiaries of assets held by financial institutions after the death of a donor.

Mental blocks that hurt your financial planning

The other day I was in a hotel room watching CNN on a business trip. I won't judge the merits of this particular claim, but I will say that it's one example among many cognitive errors people habitually make because of how their brains are wired.

No need to pay to recover unclaimed property from state

You may be contacted by a company informing you that you have unclaimed property held by state authorities.

Live to make money, or make money to live

In an important report earlier this year, the federal Consumer Financial Protection Bureau defined an essential part of its mission: to help Americans achieve "financial well-being."

Retirement conundrum: Lump sum now or annuity later

Many corporations offer a choice to former employees who are vested in a defined-benefit contribution plan: a lump sum immediately or an annuity in the future.

What is financial well-being?

In early June a national poll came out showing that 56 percent of Americans rate their current financial situation as fair or poor. Why is this important?

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