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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
Before you file your tax return for 2013, make sure you take all the deductions you are entitled to, and make all the tax-deferred and tax-free contributions you can to your retirement accounts.
In 2013 and 2014, both my husband and I left our jobs with large companies and are now faced with the question of what to do with our old 401s.
I don't know anyone who wants to be audited by the IRS. The IRS uses data from the Bureau of Labor Statistics to estimate income and living expenses. The IRS uses sophisticated software to determine a discriminant function for every tax return.
In the world of personal finance, there is rarely something new under the sun. So what exactly is this MyRA? Not everyone has access to existing retirement accounts, the employer-sponsored 401 and the IRA.
I have frequently emphasized the importance of a diversified portfolio and of having a significant portion of common stocks in your portfolio, even in retirement.
After my recent column on financial priorities for the New Year appeared, I heard from a reader with $55,000 in credit card debt.
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