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The Savings Game
For years, The Savings Game has laid down the basic principles of prudent financial planning and helped readers educate themselves about saving and investing. Columnists Elliot Raphaelson and Anya Kamenetz continue this tradition with fresh insights.
Elliot Raphaelson: Former bank executive, lecturer and Florida court mediator, Raphaelson has decades of experience observing the mistakes that savers and investors make.
Anya Kamenetz: Author of the popular book "Generation Debt," Kamenetz is an expert on the financial challenges facing young adults.
The Savings Game Samples
It's that time of year when lots of charities are on the corner ringing their bells and asking you to open your wallet.
Not all experts agree whether actively managed funds can outperform index funds. An index fund manager buys all of the securities of a specific index, such as the S&P 500, or at least a representative sample.
On the top of my washer-dryer, there's a bucket full of old cut-up T-shirts and other scraps that we use for cleaning instead of buying paper towels. I'm pretty sure I'm not alone. --Clothes.
More people are working during their retirement years than ever before. The key factor is whether you have reached your full retirement age, which is determined by the year of your birth.
A few weeks ago, Pew Research released a report showing that a record number of today's young adults in their 20s and early 30s are unmarried.
Investors with large positions in the stock market have been nervous lately. No one can predict the tops and bottoms in these erratic markets. If you are a long-term investor, you should not be selling your shares when the market falls sharply.
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