The Savings Game - Humberto Cruz

Feature Details

  • Frequency: 1/wk
  • Release date: Tuesdays
  • Moves with art: No
  • Moves with multimedia: No
  • Available: International, U.S. & Canada

The Savings Game

The world's most famous tightwad, Cruz's commonsense advice and knowledge have made him one of the most respected personal-finance writers in the United States. He earned the name RoboSaver by saving $3 million on a middle-class income. Now legions of loyal followers look to Cruz for tips on how to save for their future, while living better today.

The Savings Game Samples

Financial Reform Bill Sorely Lacks Fiduciary Standard

We don't have to wait six months despite what Congress did. Just ask your advisor to agree -- in writing -- to adhere to five principles espoused by The Committee for the Fiduciary Standard, a group of nationally known and respected advisers.

Spreadsheet Program Useful Tool to Project Retirement Spending

It's the perennial question retirees ask: How much can I spend each year without running out of money? Financial planners and academicians have wrestled with this question for decades and come up with a kaleidoscope of strategies and formulas.

When is the Best Time to Buy An Immediate Annuity?

A white-knuckle stock market ride since May has rekindled interest among readers at or near retirement age for immediate annuities that turn a lump sum premium into a guaranteed income for life. But many wonder, is this a good time to buy?

Beware: Target-Date Funds Are Not A "Sure Bet"

The folks who regulate mutual funds want our comments on "target-date" funds. Target-date funds, popular offerings in retirement plans, are designed for people retiring in or near a certain year.

Educational Campaign Aimed at the Roots of Elder Financial Abuse

At a free-lunch "financial seminar" for seniors I attended, the speaker kept asking whether we remembered the huge losses in the stock market in 2000-2002 and again in 2008.

Long-Term Capital Gains Tax "Gift" Valid Through 2010

Q: I have a question concerning your recent column about the 0 percent tax rate on long-term capital gains.

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